“Mark Zaifman of Spiritus Financial became our financial independence coach in April of 2005. Since then, for Karin and I there has been no looking back, only forward to all our dreams with our heads in the clouds and our feet on the ground. As a former therapist and trainer/educator, currently a business owner and community organizer, I marvel at the skills and abilities Mark can deliver on. With his encouragement, passionate commitment to financial freedom...and responsibility, together we've developed a flexible plan that we own....it doesn't own us! Every step of the way, Mark has been with us when we needed consultation to validate, verify or tweak our actions to keep them in alignment with our goals. He and his business and life partner Patricia truly care about their clients and want for them what they already have, financial independence and a treasure chest of choices about how to spend their life energy."

“Mark has given us a vision of what is possible that we never imagined would apply to us.  Truly it feels that he has helped us to open our eyes and see ourselves and our lives in a new way.  Mark's sensitive, nonjudgmental approach is nurturing and it is clear that he only wants us to succeed in every aspect of our lives.  Though still at the beginning of our path to financial independence we can feel the universe working to support us in the achievement of our dreams.  Mark is and will be an integral part of that process.  We are grateful for your support and confidence in us.  Thank you."

“I have been wanting to take retirement money out of the US stock market and had decided that investing overseas would be something that I could at least understand. Weber, Hartmann Vrijhof is such a good connection because of the talented people who work there. They offer personalized service in addition to considerable experience with international, especially European markets. Thanks Mark, you have provided a terrific opportunity here, and I appreciate it."

“In July 2005 I was referred to Mark Zaifman for some much needed financial counseling.  My experience has been positive throughout.

I received detailed information through his sophisticated computer program that charted and advised my expected cash flow to age 94!  I also received sound, practical advice from him about buying or renting a new home and how best to invest my equity so that I could live into my 90's without financial stress.

Mark has lengthy experience in his profession and possesses a comforting expertise.  He is dedicated to working with the whole person which goes way beyond the financial numbers.  Mark even offered to maintain contact with me until I landed on the other side of a major life change.

For all of this I am grateful and would recommend Mark Zaifman without reservation. "

"I began working with Mark in early 2006.  I feel like my whole life has changed since that first meeting!  I'm no longer intimidated or overwhelmed with financial issues and questions.  Mark is so understanding and approachable - I feel like my small business will only soar to new heights with Mark as my advisor.  Not only is the experience a pleasure but it's also fun and enjoyable.  He is the first financial person I feel I can trust - and he also takes the time to explain things in a way so that I  completely get it.  I would highly recommend working with Mark to any of my friends and/or colleagues."

“As a senior citizen, unhappy with the present direction of my financial future, I decided it was better late than never to address my finances.  After some research and a recommendation of a good friend, I called Mark Zaifman of Spiritus.  This man has a gift.  At our initial meeting he listened to me attentively and digested all the information I gave him.  I quickly felt comfortable with him handling my finances.  I was impressed with Mark's scope of knowledge as well as his contacts in the financial industry.

 

On subsequent meetings Mark outlined a plan that I not only could live with but was also exciting. He guided me through money transfers and assisted me in solving complications that arose.  I have great confidence and comfort in working with Mark. I now feel good about my financial future and for me, Mark is a slice of heaven ."

“I was wary about working with a financial advisor as most I have encountered seemed low on the people factor. I did not want to add to the world's suffering with my money. Being a psychotherapist and an University professor I also don't have large sums to invest so I thought I was really out of the running for productive investing. Mark Zaifman of Spiritus Financial Planning met me first at a heart and human level. I felt respected and considered as he went over every detail of my financial profile. He assisted me with some complications that arose in my financial life with support, encouragement and ease, as well as recommending a broker and a lawyer who both ended up helping a great deal.

I feel good knowing my investments are people and planet friendly, and that money can be managed from a spiritual and personal place. I have learned a lot from Mark. I feel more confident about my financial future as a result.”